A notarised record of who owes what, and when it is repaid

What it is

A debt acknowledgment is a legally recognised, notarised record of a debt and how it will be repaid. A notarised acknowledgment is much stronger evidence if you ever need to enforce the debt. We draft it in the correct format, both parties approve, and we arrange notarisation before delivering it to both sides.

Who needs it

This is for anyone who has lent or borrowed money and wants a legally recognised, notarised record of the debt and how it will be repaid, for example:

• A personal loan between individuals
• A repayment plan for money owed
• A business debt between parties
• Any arrangement you want documented and enforceable

Documents you'll need

• Both parties’ Emirates ID
• The debt amount
• The repayment terms and dates

Upload through a secure link, or share on WhatsApp, everything is stored encrypted in your private vault. Missing something? Tell us what you have and we'll confirm what's still needed before any regulated work begins.

How it works

1. 1Tell us the termsYou tell us the amount, the parties and the repayment terms.
2. 2We draft itWe draft the acknowledgment in the correct format.
3. 3Both parties approveBoth the debtor and creditor review and approve.
4. 4Notarise & deliverWe arrange notarisation and deliver the document to both parties.

Pricing

Our all-in service fee is from AED 650, covering preparation, coordination with the licensed partner and delivery. Government fees, such as notary fees, are shown separately and passed through at cost.

For comparison, drafting runs AED 300–1,000 plus notary fees of AED 220 or more, roughly AED 600–1,500 in total. Installments via Tabby may be available on larger orders.

FAQ

All questions about debt acknowledgments →

A note on scope: DocuGulf is a documentation facilitation service. All kinds of work is performed by licensed notaries, translators and approved typing centres. Reach us at info@docugulf.com or +971 58 569 3628.